Free tool
Loan EMI calculator
Enter the loan, the rate and the period. You get the monthly instalment, and more importantly, what the loan costs you in total interest.
Rs.
% p.a.
Yearly, as quoted by the bank
years
How this is worked out
The monthly instalment is fixed, but the split changes: early payments are mostly interest, later ones mostly principal. The total interest figure is what the loan actually costs you, worth comparing against the return you expect from whatever you are borrowing for.
Monthly instalment
Rs. 0
Enter your figures to see the result.
Reducing-balance method, as used by Nepali banks. Excludes service charges and insurance.
Before you take on debt, the question is whether the business can service it. That is a cash-flow question.
Book a free callRates are those applying for FY 2083/84 and change with each Finance Act. This is a general guide, not advice on your circumstances. Where the amount is material, have the position checked before you act.