Industries · Financial & Regulated
FinTech
FinTech businesses sit between technology and regulation. They grow quickly, spend on people and platforms before revenue arrives, and need licensing, data and unit economics clear enough for investors and regulators alike.
The questions that decide the numbers
What a fintech business needs answered.
- 01What does a customer cost to acquire, and what do they earn over time?
- 02Which licences and reporting duties apply?
- 03Is the business investor-ready on its numbers?
- 04How are platform revenues recognised and taxed?
Across financial & regulated
Two sets of numbers have to hold at once: the NFRS position and the regulator's. For banks and financial institutions the carve-out on loan impairment means provisioning is the higher of the NRB norm and the expected credit loss figure, so the accounting answer and the regulatory answer are not the same number. Capital adequacy, classification and disclosure follow from there. This is technical reporting work, and it is where precision matters most.
Also in financial & regulated